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Dr K K Aggarwal

Writing a Vedic Will as I understand it

By Dr K K Aggarwal
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Sometimes back, I used to think that a ‘will’ simply meant how my finances would be controlled by my wife and my children after my death. As I started acquiring Vedic knowledge, my interpretation changed. Following is the gist for writing a Will, as I understand it the Vedic way. Of course, writing a will requires a sound state of mind, two witnesses, signed registered paper with accompanying, if possible audio-visual link.

  • The first step is to calculate your life earnings. Your earnings are not only your finances earned but also the respect, dignity and image that you have earned in the society.
  • The next step then is to pay off your unpaid debts (Hrins). Apart from actual loans we have taken from banks, friends and others, there are three more debts (Hrins) which we need to pay before we die and define in our Will to be paid from our earning if we die unexpectedly. These as per mythology are Pitra Hrin, Dev Hrin and Rishi Hrin and mean that we have not been able to fulfil the committed desires of our ancestors and commitments made to our GOD and teachers, respectively. All these debts, if unpaid, need to be paid out of the finances you are leaving at the time of death. A percentage of your finances, therefore, should be kept to pay these debts. These commitments are usually fulfilled by the eldest son and eldest daughter, if there is no son or wife till she is alive.
  • Rest of the finances need to be divided to fulfil your Dharma, Artha, Kama and Moksha or purpose for which you were born.
    • Artha: A percentage of your finances should go and be equally divided within your immediate family. A percentage of this amount should be converted into a family trust account to be used for children below 18 years of age in future.
    • Dharma: Dharma in literal meaning is to hold. A percentage of your finances should be kept into a reserve account and this account interest can be used by the family only if they stick to the code of family conduct (includes rituals, religious activities etc.) you have created in your life and mentioned in the will or this amount may be given for charity as defined in your will.
    • Kama and Moksha: Kama means the unfulfilled desires at the level of intellect and ego and Moksha the same at the level of our soul.

We must enlist both our desires at the level of mind and at the level of soul and a percentage of our finances should be converted into a trust or defined to fulfil these desires. The examples of desires at the level of soul are to do some charitable work without any publicity. The same at the level of ego are to open some dispensary, dharamshala etc. in our own name. You also need to fulfil and document your desired rituals at the time of death. These rituals must answer the following questions:

  1. Should my death be celebrated (band, lunch) as I have completed all my purposes of life?
  2. How should my death anniversary be celebrated or observed?
  3. How should my last rites be done?

Final Note: If my children and wife are not willing to take care of the finances other than Artha, I nominate the following persons to manage my finance to look after my other desires……

(Disclaimer: The views expressed in this write up are my own).

Leverage your strengths

By Dr K K Aggarwal
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• Know your strengths • According to a British study, only about one–third of people have a useful understanding of their strengths. • If something comes easily, you may take it for granted and not identify it as a strength. • If you are not sure, ask someone you respect and who knows you well, by noticing what people compliment you on, and by thinking about what comes most easily to you. • Strengths which are most closely linked to happiness are gratitude, hope, vitality, curiosity, and love. • Strengths are so important that they’re worth cultivating and applying in your daily life, even if they don’t come naturally to you.

Values, Morals and Ethics

By Dr K K Aggarwal
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Values • Values are our fundamental beliefs. They are the principles we use to define that which is right, good and just. • Values provide guidance to determine the right versus the wrong, the good versus the bad. • They are our standards. • When we evaluate anything we compare it to a standard. • Typical values include: honesty, integrity, compassion, courage, honor, responsibility, patriotism, respect and fairness. Morals • Morals are values which we attribute to a system of beliefs, typically a religious system, but it could be a political system of some other set of beliefs. • These values get their authority from outside the individual– a higher being or higher authority (e.g. society). • Right as defined by a higher authority. • By that definition one could categorize the values listed above (honesty, integrity, compassion …) as “moral values” – values derived from a higher authority. Ethics • Ethics is about our actions and decisions. • When one acts in ways that are consistent with our beliefs (whether secular or derived from a moral authority) we characterize that as acting ethically. • Ethics are universal. • When one’s actions are not congruent with our values – our sense of right, good and just – we view that as acting unethically. • The ethics of our decisions and actions is defined socially, not individually.

Always respect viewpoints of others

By Dr K K Aggarwal
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It is an old saying that one is proud of his or her own intelligence and somebody else’s partner and wealth. Most disputes occur when there is ego clash and that occurs when you want your point to be noticed by everybody. But remember that for every situation, invariably, there will be multiple opinions. In one of my meetings, I asked my lifestyle students-cum-colleagues to imagine Rahul Gandhi as the Prime Minister of the country. Following were the views of various people:

• He is too young.

• He is immature.

• He is childish.

• It will be failure of democracy

• He has no political will.

• He has no strength for taking decisions.

• He has no experience.

• He is open minded.

• He will bring youth to politics.

• He has experienced team behind him.

• He will bring a new approach to politics etc etc.

Always Respect Other’s Viewpoint

By Dr K K Aggarwal
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It is an old saying that one is proud of his or her own intelligence and somebody else’s partner and wealth. Most disputes occur when there is an ego clash and this occurs when you want your point of view to be noticed by everybody. But remember that for every situation, invariably, there will be multiple opinions.


In one of my meetings, I asked my lifestyle students–cum–colleagues to imagine Rahul Gandhi as the Prime Minister of the country. Following were the views of various people:

  • He is too young.
  • He is immature.
  • He is childish.
  • It will be failure of democracy
  • He has no political will
  • He has no strength for taking decisions
  • He has no experience.
  • He is open–minded.
  • He will bring youth to politics.
  • He has an experienced team behind him.
  • He will bring a new approach to politics etc. etc.

The message is very clear that everybody has their own perception and we should learn to respect that.

Always Respect Others Viewpoints

By Dr K K Aggarwal
Filed Under Spirituality - Science Behind Rituals | Tagged With: , , | | Comments Off on Always Respect Others Viewpoints

It is an old saying that one is proud of his or her own intelligence and somebody else’s partner and wealth. Most disputes occur when there is an ego clash and this occurs when you want your point of view to be noticed by everybody. But remember that for every situation, invariably, there will be multiple opinions.

In one of my meetings, I asked my lifestyle students–cum–colleagues to imagine Rahul Gandhi as the Prime Minister of the country. Following were the views of various people:

  • He is too young.
  • He is immature.
  • He is childish.
  • It will be failure of democracy
  • He has no political will
  • He has no strength for taking decisions
  • He has no experience.
  • He is open–minded.
  • He will bring youth to politics.
  • He has an experienced team behind him.
  • He will bring a new approach to politics etc. etc.

The message is very clear that everybody has their own perception and we should learn to respect that.

Always Respect Others Viewpoints

By Dr K K Aggarwal
Filed Under Spirituality - Science Behind Rituals | Tagged With: , , , | | Comments Off on Always Respect Others Viewpoints

It is an old saying that one is proud of his or her own intelligence and somebody else’s partner and wealth. Most disputes occur when there is an ego clash and that occurs when you want your point to be noticed by everybody. But remember that for every situation, invariably, there will be multiple opinions.

In one of my meetings, I asked my lifestyle students–cum–colleagues to imagine Rahul Gandhi as the Prime Minister of the country. Following were the views of various people:

• He is too young.
• He is immature.
• He is childish
• It will be failure of democracy
• He has no political will
• He has no strength for taking decisions
• He has no experience
• He is open minded
• He will bring youth to politics
• He has experienced team behind him
• He will bring a new approach to politics etc. etc.

The message is very clear that everybody has their own perception and we should learn to respect that.